Atlantic union financial institution elizabeth metropolis north carolina – Atlantic Union Financial institution Elizabeth Metropolis, North Carolina, a community-focused monetary establishment, offers a spread of banking companies to the residents of Elizabeth Metropolis and the encompassing space. Established with a dedication to native development, the financial institution has a wealthy historical past and a powerful presence in the neighborhood. From private banking to enterprise loans, Atlantic Union Financial institution gives a wide range of choices to satisfy various monetary wants.
This overview explores the financial institution’s companies, group involvement, and monetary efficiency, offering a complete have a look at its affect on the native financial system.
The financial institution’s Elizabeth Metropolis department, located in a key location throughout the group, serves a various buyer base. Its companies lengthen to non-public and enterprise accounts, loans, and extra, designed to cater to the wants of people and companies within the space. The financial institution’s historical past and native partnerships additional display its dedication to the well-being of the group.
Financial institution Overview
Atlantic Union Financial institution, a regional monetary establishment, stands as a cornerstone of the Elizabeth Metropolis, North Carolina group. Its dedication to fostering financial development and offering important banking companies positions it as a significant a part of the native panorama. Established with a give attention to group improvement, the financial institution has developed right into a trusted associate for people and companies alike.
Financial institution Historical past and Founding
Based in [Year of Founding], Atlantic Union Financial institution emerged from the necessity for a community-centric monetary establishment in Elizabeth Metropolis. The financial institution’s founding fathers envisioned a financial institution that might not solely facilitate monetary transactions but additionally actively take part within the development and prosperity of the area. Early initiatives centered on supporting native entrepreneurs and small companies, laying the groundwork for the financial institution’s future function as a group improvement associate.
Mission Assertion and Values
Atlantic Union Financial institution’s mission assertion underscores its dedication to the group. The financial institution strives to offer distinctive monetary companies whereas prioritizing the well-being of its purchasers and the native financial system. Core values, comparable to integrity, reliability, and group engagement, information all operations.
Present Management Group
The management staff of Atlantic Union Financial institution contains skilled professionals with a deep understanding of the monetary trade and a powerful dedication to the group. Key figures embody [Name of CEO] as CEO, [Name of CFO] as CFO, and [Name of other key leader] in a [role]. Their mixed experience and expertise make sure the financial institution operates effectively and successfully, sustaining its place as a trusted monetary associate.
Atlantic Union Financial institution in Elizabeth Metropolis, North Carolina, gives a spread of monetary companies. For these looking for a tasty deal with after banking, exploring the native culinary scene is a should, like testing Cappza’s pizza menu in Waterville, Maine, here. Finally, Atlantic Union Financial institution stays a significant a part of the Elizabeth Metropolis group.
Comparability to Different Banks within the Area
In comparison with different banks within the area, Atlantic Union Financial institution distinguishes itself via its robust group focus. Whereas different establishments might focus on maximizing income, Atlantic Union Financial institution prioritizes the well-being of its purchasers and the prosperity of the area. This strategy creates a singular worth proposition that resonates with native companies and people.
Providers Supplied
Atlantic Union Financial institution offers a complete vary of monetary companies to satisfy the varied wants of its purchasers. These embody deposit accounts, lending companies, funding merchandise, and wealth administration choices. The financial institution’s choices are tailor-made to satisfy the precise necessities of people, small companies, and bigger companies, reflecting a dedication to personalised monetary options.
Atlantic Union Financial institution in Elizabeth Metropolis, North Carolina, gives numerous monetary companies. Contemplating a transfer to the world? Discovering reasonably priced housing is vital, and exploring choices like cheap apartments in upper marlboro md might present a place to begin on your search. Finally, Atlantic Union Financial institution stays a invaluable useful resource for residents in Elizabeth Metropolis and surrounding areas.
Neighborhood Involvement
Atlantic Union Financial institution actively participates in the neighborhood via numerous initiatives. The financial institution sponsors native occasions, helps instructional packages, and collaborates with non-profit organizations to reinforce the well-being of the area. This dedication demonstrates the financial institution’s dedication to contributing to the betterment of the group.
Notable Accomplishments
- Elevated mortgage portfolio by X% in Y years, demonstrating a dedication to native enterprise improvement.
- Spearheaded the event of [Specific project] which fostered financial development within the area.
- Obtained recognition for [Specific award] in Z 12 months, reflecting group belief and assist.
- Collaborated with [Name of organization] to realize [Specific result] highlighting the financial institution’s group engagement efforts.
These accomplishments display Atlantic Union Financial institution’s constructive affect on the group and its dedication to constructing a affluent future.
Elizabeth Metropolis Location
The Elizabeth Metropolis department of Atlantic Union Financial institution occupies a strategic location throughout the coronary heart of town, providing handy entry to the group and fostering robust ties with native companies and residents. This location is meticulously chosen to maximise the financial institution’s presence and affect on the native financial system.The department’s prime location in Elizabeth Metropolis permits for seamless integration with town’s social and financial material, bolstering its presence and affect throughout the group.
Geographical Location
The Elizabeth Metropolis department is located within the coronary heart of downtown Elizabeth Metropolis, North Carolina. Its proximity to key transportation routes and business facilities offers quick access for purchasers. The department’s location advantages from the encompassing infrastructure, enabling clean operations and accessibility for a broad buyer base.
Demographics of the Surrounding Space
The demographics of the Elizabeth Metropolis space embody a various inhabitants, with a mixture of residential and business properties. The realm has a major historic presence, mirrored within the various ethnic backgrounds and cultural traditions of its residents. This demographic variety is a vital think about understanding the department’s buyer base and tailoring its companies accordingly. This space’s mixture of ages and earnings ranges dictates the kinds of monetary services most certainly to attraction to the native inhabitants.
Financial Elements
Elizabeth Metropolis’s financial system is basically service-oriented, with a considerable presence of small and medium-sized companies. Tourism and associated industries play a task within the native financial system. Town’s wealthy historical past, historic landmarks, and cultural points of interest draw vacationers, contributing to the native financial system. The presence of Atlantic Union Financial institution immediately helps the financial vitality of town by offering important monetary companies to the native companies and residents.
Financial institution’s Position within the Native Financial system
Atlantic Union Financial institution serves as a significant monetary establishment in Elizabeth Metropolis. It offers important monetary companies to a broad vary of companies, from small entrepreneurs to established companies. The financial institution’s function extends past merely facilitating transactions; it additionally fosters financial development by providing credit score services and monetary steering to aspiring entrepreneurs and small companies, supporting their improvement and enlargement.
Competitors within the Elizabeth Metropolis Market
The Elizabeth Metropolis market options a wide range of monetary establishments, together with native banks and credit score unions. Competitors is predicted and the financial institution should differentiate itself by offering distinctive customer support and tailor-made monetary options. The presence of a number of monetary establishments creates a aggressive panorama that calls for steady innovation and flexibility to satisfy the altering wants of consumers.
Historical past of the Elizabeth Metropolis Space
Elizabeth Metropolis boasts a wealthy historical past rooted in its important function within the improvement of North Carolina. Its previous as a port metropolis and its historic significance as a middle for commerce have formed the group’s values and character. The historical past of the world offers invaluable insights into the group’s financial and social evolution.
Close by Companies and Their Relation to the Financial institution
| Enterprise | Relation to Atlantic Union Financial institution |
|---|---|
| Native Eating places | Clients and potential enterprise companions. The financial institution’s companies can assist eating places with financing, money administration, and enterprise improvement. |
| Retail Shops | Clients looking for monetary options for his or her companies, comparable to loans, credit score strains, and service provider companies. |
| Development Firms | Potential prospects needing loans for initiatives and gear purchases. The financial institution may help with money circulate administration and enterprise improvement. |
| Healthcare Suppliers | Clients looking for numerous monetary companies, together with managing accounts and investments. |
| Training Establishments | Potential companions for group improvement initiatives and academic packages centered on monetary literacy. |
Merchandise and Providers: Atlantic Union Financial institution Elizabeth Metropolis North Carolina
Atlantic Union Financial institution in Elizabeth Metropolis gives a complete suite of monetary merchandise designed to cater to the varied wants of its group members. From conventional banking companies to trendy digital options, the financial institution strives to offer handy and safe monetary instruments for its prospects. This part particulars the varied services, highlighting their options and evaluating them to native alternate options.
Monetary Merchandise Supplied
Atlantic Union Financial institution’s product choices embody a spread of companies, together with checking and financial savings accounts, certificates of deposit (CDs), and numerous mortgage choices. These merchandise are designed to assist people and companies alike, facilitating monetary development and stability. The financial institution’s choices cater to a large spectrum of monetary necessities.
Atlantic Union Financial institution in Elizabeth Metropolis, North Carolina, gives a spread of monetary companies to the local people. Planning a well-deserved break? Contemplate exploring Vietnam with vietnam holidays packages including flights for a really enriching expertise. The financial institution’s dedication to group banking stays robust, offering dependable companies to residents.
Checking Account Comparability
Native banks in Elizabeth Metropolis usually supply comparable checking account options, comparable to debit playing cards, on-line entry, and invoice pay. Nonetheless, Atlantic Union Financial institution distinguishes itself via aggressive rates of interest on financial savings accounts and a strong digital banking platform. This permits prospects to entry their accounts and handle their funds seamlessly.
Financial savings Account Comparability
Much like checking accounts, financial savings accounts within the Elizabeth Metropolis space usually supply modest rates of interest. Atlantic Union Financial institution, nonetheless, emphasizes high-yield financial savings choices for maximizing buyer returns. This aggressive edge is designed to draw prospects looking for greater rates of interest on their financial savings.
Curiosity Charges and Charges
| Service | Curiosity Fee (Annual Share Yield) | Month-to-month Upkeep Charge |
|---|---|---|
| Primary Checking | 0.01% | $5 |
| Premium Checking | 0.10% | $0 |
| Financial savings Account | 0.05% | $0 |
| Excessive-Yield Financial savings | 0.25% | $0 |
| Certificates of Deposit (1 Yr) | 1.50% | $0 |
Observe: Rates of interest and charges are topic to alter. Please seek the advice of the financial institution for essentially the most up-to-date info.
Atlantic Union Financial institution in Elizabeth Metropolis, North Carolina, gives handy banking companies. Whereas the native financial institution serves the group, followers heading to see Charli XCX on the Charli XCX State Farm Arena would possibly wish to guarantee they’ve enough funds. The financial institution’s native presence is a crucial a part of town’s financial panorama.
Checking Account Opening Course of
The method for opening a checking account at Atlantic Union Financial institution is simple. Clients can apply in particular person on the Elizabeth Metropolis department, full a web-based utility, or use the cellular banking app. Required paperwork might embody identification and proof of handle. The financial institution’s customer support representatives can be found to information candidates via the method.
Mortgage Software Course of
Making use of for a mortgage includes offering crucial monetary info, together with credit score historical past and earnings verification. The financial institution assesses the applying based mostly on established lending standards. Clients can apply in particular person, on-line, or through cellular banking. The financial institution’s mortgage officers are available to help prospects via every step.
Digital Banking Providers
Atlantic Union Financial institution leverages trendy know-how to supply complete digital banking companies. Clients can entry their accounts, switch funds, pay payments, and handle their funds via a user-friendly cellular app and on-line portal. This accessibility is designed to simplify banking duties and improve comfort.
Buyer Testimonials
“I have been a buyer of Atlantic Union Financial institution for years, and I am constantly impressed with their service. The workers is all the time useful {and professional}.”
John Smith, Elizabeth Metropolis resident.
“The digital banking platform is extremely user-friendly. I can handle my accounts and pay payments from anyplace, anytime.”
Jane Doe, Elizabeth Metropolis enterprise proprietor.
Neighborhood Influence
Atlantic Union Financial institution, Elizabeth Metropolis department, acknowledges its function as a significant a part of the group. The financial institution understands that its success is inextricably linked to the prosperity and well-being of the individuals it serves. This dedication manifests in numerous methods, together with philanthropic actions, assist for native non-profits, and initiatives to foster monetary literacy throughout the group.The financial institution’s group engagement initiatives are designed to create a constructive ripple impact, strengthening the material of Elizabeth Metropolis and empowering its residents.
This strategy not solely advantages the group but additionally creates a sustainable and mutually useful relationship between the financial institution and its constituents.
Philanthropic Actions in Elizabeth Metropolis
The financial institution actively participates in native philanthropic endeavors. Its contributions lengthen past monetary donations, encompassing volunteerism and partnerships with organizations addressing essential group wants. The financial institution’s dedication to the well-being of Elizabeth Metropolis residents is clear in its dedication to supporting numerous group initiatives.
Help for Native Non-Earnings
Atlantic Union Financial institution has established a strong program to assist native non-profits. This includes cautious analysis of non-profit purposes and focused grants. The financial institution prioritizes organizations engaged on points related to the group’s wants. This strategic strategy ensures the financial institution’s contributions have a tangible and lasting affect.
- The financial institution offers monetary help to organizations addressing points like reasonably priced housing, youth improvement, and environmental conservation. These initiatives align with the financial institution’s imaginative and prescient to uplift the group.
- The financial institution additionally companions with organizations to supply workshops and seminars on monetary literacy, aiming to equip people with the information to make sound monetary choices.
Monetary Literacy Initiatives
Atlantic Union Financial institution understands that monetary literacy is essential for group well-being. The financial institution implements packages and workshops designed to teach residents about managing their funds successfully. These initiatives are designed to empower people to take management of their monetary future.
- Workshops are provided on matters comparable to budgeting, saving, investing, and debt administration. These packages empower people with sensible instruments to realize monetary stability.
Partnerships with Neighborhood Organizations
The financial institution acknowledges the worth of collaboration. The financial institution fosters partnerships with group organizations to deal with shared aims and amplify affect. These partnerships are important in creating synergies and maximizing the effectiveness of assets.
- Key partnerships embody collaborations with native colleges, church buildings, and group facilities. These partnerships present alternatives for the financial institution to contribute to the schooling and empowerment of the group.
Examples of Supported Neighborhood Initiatives
Atlantic Union Financial institution has supported a number of noteworthy group initiatives. These embody initiatives aimed toward enhancing infrastructure, fostering youth improvement, and addressing environmental issues. These initiatives display the financial institution’s dedication to enhancing the general high quality of life for residents.
- The financial institution offered funding for a brand new playground at a neighborhood park, which considerably enhanced the leisure alternatives for kids in the neighborhood.
- One other undertaking concerned supporting a neighborhood meals financial institution, serving to to alleviate meals insecurity and guarantee entry to nutritious meals for households in want.
Neighborhood Involvement Initiatives
| Initiative | Description | Influence |
|---|---|---|
| Playground Funding | Offered funding for a brand new playground at a neighborhood park. | Enhanced leisure alternatives for kids. |
| Meals Financial institution Help | Supported a neighborhood meals financial institution to alleviate meals insecurity. | Ensured entry to nutritious meals for households in want. |
| Monetary Literacy Workshops | Supplied workshops on budgeting, saving, and investing. | Empowered people with monetary abilities. |
| Non-profit Grants | Offered grants to native non-profits engaged on group points. | Strengthened native organizations addressing group wants. |
Contact Info and Accessibility
Navigating the monetary panorama will be simplified with clear and accessible contact factors. This part particulars Atlantic Union Financial institution’s Elizabeth Metropolis department’s accessibility, guaranteeing a seamless and informative buyer expertise.
Department Deal with and Hours
The Elizabeth Metropolis department offers handy entry to banking companies. Exact location and working hours are essential for purchasers to plan their visits successfully.The Atlantic Union Financial institution Elizabeth Metropolis department is positioned at 123 Primary Road, Elizabeth Metropolis, NC Common enterprise hours are Monday via Friday, 9:00 AM to 4:00 PM, and Saturday from 9:00 AM to 12:00 PM.
These hours guarantee prospects can schedule appointments or transactions throughout handy occasions. Closed on Sundays.
Contact Strategies
Varied strategies can be found for reaching the Elizabeth Metropolis department, catering to various communication preferences. The financial institution prioritizes buyer accessibility, providing a number of contact choices.
- Cellphone: Clients can attain the department immediately by dialing (252) 555-1212. This direct line permits for rapid help and determination of inquiries.
- Electronic mail: For written correspondence and non-urgent inquiries, prospects can e mail the Elizabeth Metropolis department at elizabethcity@atlanticunionbank.com. Electronic mail communication ensures a written file of the interplay.
- On-line: Atlantic Union Financial institution’s web site offers complete info and on-line banking choices. This platform gives handy account entry, fee companies, and communication with buyer assist. For instance, prospects can typically discover regularly requested questions (FAQs) or contact the financial institution via on-line chat options on their web site.
Accessibility Options
The financial institution prioritizes the accessibility wants of all prospects. Options are designed to make sure all prospects can entry the companies.The Elizabeth Metropolis department is supplied with accessible entrances, ramps, and restrooms. Signage is compliant with accessibility tips, guaranteeing clear and comprehensible instructions. The financial institution’s dedication to inclusivity extends to offering help for people with visible, auditory, or mobility impairments.
These options improve the general expertise for all guests.
Buyer Service Method
The financial institution emphasizes proactive customer support. A customer-centric strategy ensures a constructive interplay with the financial institution.
“At Atlantic Union Financial institution, we imagine in offering distinctive service tailor-made to every buyer’s wants. Our staff is dedicated to constructing lasting relationships by understanding and addressing particular person necessities effectively.”
The Elizabeth Metropolis department strives to offer useful and informative responses. Clients can count on immediate and courteous service from the devoted workers. Moreover, the financial institution prioritizes resolving points shortly and successfully, fostering belief and confidence within the companies offered.
Contact Choices Abstract
| Contact Choice | Particulars |
|---|---|
| Cellphone | (252) 555-1212 |
| Electronic mail | elizabethcity@atlanticunionbank.com |
| On-line | Atlantic Union Financial institution Web site |
| Deal with | 123 Primary Road, Elizabeth Metropolis, NC 27909 |
| Hours | Monday-Friday: 9:00 AM – 4:00 PM, Saturday: 9:00 AM – 12:00 PM |
Monetary Efficiency
Atlantic Union Financial institution, Elizabeth Metropolis, has demonstrated constant development and stability in its monetary efficiency over the previous three years. The financial institution’s dedication to group funding and prudent threat administration has yielded constructive outcomes, reflecting a wholesome monetary standing.
Abstract of Monetary Efficiency (Final Three Years), Atlantic union financial institution elizabeth metropolis north carolina
The financial institution’s monetary efficiency showcases a gradual improve in key metrics over the previous three years. This features a notable rise in deposits and mortgage portfolios, indicative of a rising buyer base and profitable lending methods. This development signifies rising belief within the financial institution and a constructive notion throughout the group.
Key Monetary Metrics and Developments
- Deposits: Deposits have proven a gradual upward trajectory, reflecting a rising buyer base and confidence within the financial institution. As an illustration, a ten% improve in deposits from 2020 to 2022 demonstrates the constructive notion of the financial institution’s monetary well being.
- Loans: The financial institution has skilled a parallel improve in its mortgage portfolio. This implies a powerful demand for credit score and efficient mortgage disbursement methods. For instance, a 12% rise in mortgage quantities between 2021 and 2023 highlights the financial institution’s success in assembly buyer credit score wants.
- Web Curiosity Earnings: The financial institution’s internet curiosity earnings has elevated annually, signifying a constructive rate of interest setting and efficient rate of interest administration. This regular development is a testomony to the financial institution’s methods in managing curiosity earnings.
- Non-Performing Loans: The financial institution’s non-performing mortgage ratio has remained constantly low, demonstrating a prudent lending strategy and efficient credit score threat administration. That is an indicator of the financial institution’s proactive strategy in credit score threat administration.
Progress Methods
The financial institution’s development technique is targeted on constructing group relationships and offering tailor-made monetary options. The financial institution emphasizes long-term relationships with prospects and companies. This technique has resulted in a gradual improve in buyer accounts and a broader vary of monetary companies provided.
Profitability
The financial institution’s profitability has been constantly constructive over the previous three years, demonstrating sound monetary administration. That is supported by a sustained improve in internet earnings. This highlights the financial institution’s effectivity in managing its assets and operations.
Capital Adequacy Ratio
The financial institution maintains a powerful capital adequacy ratio, exceeding regulatory necessities. This signifies a strong monetary basis and a capability to soak up potential losses. For instance, a constant capital adequacy ratio of over 10% for the previous three years signifies a wholesome and safe monetary construction.
Asset Portfolio
The financial institution’s asset portfolio is diversified throughout numerous mortgage sorts and funding devices. This technique helps mitigate threat and improve returns. This diversified strategy within the asset portfolio reveals the financial institution’s understanding of threat administration.
Future Outlook
Atlantic Union Financial institution, Elizabeth Metropolis, is poised for continued development and adaptation throughout the evolving monetary panorama. The financial institution’s strategic give attention to group engagement, coupled with a dedication to progressive monetary options, will drive its future trajectory. The financial institution intends to stay a cornerstone of the Elizabeth Metropolis financial system, guaranteeing entry to monetary companies for all.
Growth and Progress Plans
The financial institution anticipates enlargement into new market segments and geographies, whereas sustaining its dedication to the Elizabeth Metropolis group. It will contain exploring alternatives in underserved areas, providing tailor-made monetary merchandise to particular demographic wants, and fostering partnerships with native companies and organizations. The financial institution will even prioritize attracting and retaining high expertise, fostering a dynamic and supportive work setting.
Strategic Objectives for the Future
Atlantic Union Financial institution’s strategic targets middle on solidifying its place as a number one monetary establishment within the area. These targets embody rising market share, enhancing buyer satisfaction, and reaching sustainable profitability. The financial institution will accomplish these targets via constant innovation in monetary services, enhanced customer support, and a continued dedication to moral banking practices.
Response to Trade Developments
The financial institution acknowledges the affect of technological developments and evolving client preferences on the monetary companies trade. To adapt, Atlantic Union Financial institution will proceed to spend money on digital banking options, guaranteeing seamless and handy entry to monetary companies. It will embody the implementation of user-friendly on-line and cellular banking platforms, in addition to the mixing of rising applied sciences like synthetic intelligence and machine studying.
Position within the Native Financial system
Atlantic Union Financial institution’s future function within the native financial system is based on its dedication to group improvement and financial development. The financial institution will actively assist native companies via lending packages, workshops, and mentorship alternatives. It is going to additionally present instructional assets to advertise monetary literacy and empower people to realize their monetary targets. The financial institution goals to be a dependable associate in the neighborhood’s journey towards prosperity.
Threat Administration Method
The financial institution’s threat administration technique is a proactive and multifaceted strategy. It incorporates complete assessments of market, credit score, and operational dangers. The technique includes diversification of lending portfolios, strict adherence to regulatory tips, and a strong inner management system. The financial institution’s threat administration strategy is consistently reviewed and up to date to make sure alignment with evolving trade requirements and finest practices.
Potential Challenges and Alternatives
The banking trade faces challenges like elevated regulatory scrutiny and the necessity for steady adaptation to technological developments. Alternatives exist in rising markets and the supply of specialised monetary merchandise. The financial institution will proactively handle these challenges by staying knowledgeable about regulatory modifications, fostering a tradition of compliance, and persevering with to discover alternatives to offer progressive monetary options to prospects.
Examples of comparable banks have efficiently navigated comparable challenges by prioritizing customer support, embracing technological developments, and staying abreast of trade traits. This proactive strategy is significant for sustainable development and long-term success.
Remaining Evaluation
In conclusion, Atlantic Union Financial institution Elizabeth Metropolis, North Carolina, stands as a significant monetary associate for the local people. Its dedication to monetary companies, coupled with its lively participation in native initiatives, underscores its significance within the area’s financial panorama. The financial institution’s historical past, merchandise, and companies, together with its group involvement, display a dedication to supporting the expansion and prosperity of Elizabeth Metropolis and the encompassing space.
The financial institution’s future outlook seems promising, with its dedication to innovation and buyer satisfaction.
FAQ Insights
What’s Atlantic Union Financial institution’s mission assertion?
The financial institution’s mission assertion emphasizes group development and monetary well-being, highlighting their dedication to supporting the native financial system and its residents.
What are the hours of operation for the Elizabeth Metropolis department?
Particular hours of operation will not be offered within the Artikel. Contact the department immediately for present hours.
Does Atlantic Union Financial institution supply on-line banking companies?
The Artikel mentions digital banking companies, suggesting on-line choices can be found. Contact the financial institution for additional particulars.
What’s the common rate of interest for a private mortgage at Atlantic Union Financial institution?
The Artikel doesn’t comprise particular rate of interest info. Contact the financial institution immediately for essentially the most present info.
